Friday, December 19, 2014

Older Adult Job Training In the Toledo Area

I had written awhile back about Owens College's grant to help train older unemployed people for reemployment. When I did a commentator noted that those programs  often take the form of  training for low wage jobs. Indeed, the program announced recently seems to somewhat bear that out. According to the Blade, Owens will provide free training in the fields of substitute teaching, clerical work and special education aide, with successful program graduates getting an interview with Renhill Group Staffing. For more information, call Gary Corrigan at 419-254-2863.

 A colleague of mine who had to pay towards the training she needed for her teaching certificate out of her own pocket said she would have found this a godsend, so your mileage may vary. In any case, it's mostly better paying than minimum wage. But it does demonstrate that "free money" and "free programs" are not free-form--they come with lots of conditions.

Tuesday, December 9, 2014

New Refrigerators for People With Old Energy Suckers in Detrot and Some Other Places

Thanks to Julie's List we find this gem: the nonprofit CLEARcorp in Detroit is making it possible for DTE electrical customers within the income guidelines who have pre-2001 fridges to get new energy-efficient Frigidaire refrigerators.  See the website for details and an application. And how do you know if your fridge is that old? See the website to learn how to find the age of your refrigerator. Also available for a short time in Washtenaw County, Michigan.

Users of Puget Sound Energy may qualify for a free fridge or a free washer, if their current appliances are old enough. See their website for details. Pacify Gas and Electric make a brief mention on their website, bit I can't determine if this program is currently available thought them for their customers. These programs may be in place, and then fade when the sponsor runs out of grant money or appliances.

The best way to find out what's available in your area is through these liheap program snapshots in your state. It can help you identify likely sources of he to contact.

Thursday, November 13, 2014

Free Thanksgiving Meal Sites for 2014--Northwest Ohio

The free sites for Thanksgiving meals in Toledo, Ohio and some other northwest Ohio cities are available, courtesy of the Toledo Diocese.  For sites in other places, find your 211 area (much of the country is covered by 211) and check under the heading "Thanksgiving Meals," under "community meals."  In Toledo, for instance, it will get you this.  And the Toledo Blade has more sites. And more Toledo sites.

Monday, November 10, 2014

Another Place for Unclaimed Funds--Credit Unions

We've covered several possible sources of unclaimed funds, but another is credit unions. If you had money in a federally insured credit union that went belly up, you may have money coming to you. Check out the National Credit Union Administration website. It describes the regulations on find distribution for failing credit unions, and has an attachment with the names of credit union members with unclaimed funds.

Friday, November 7, 2014

Free Veteran's Day Meals, 2014 and Free Cat Microchipping in Detroit

Two items: a big list of free and discounted meals for veterans in honor of Veteran's Day 2014 can be found at the Military Wallet. Be sure to read the part about proof of eligibility. The site also has excellent stuff about military benefits and other financial info for veterans.

And the Michigan Humane Society is offering free microchipping for 2000 cats on a first come first serve basis. Microchipping helps positively identify lost pets. For a list of more financial help for pet owners, see these Freemoneyatemybrain entries.

If you live in the Cincinnati area, check out the Pet Alliance of Ohio's Microchip Ohio program, which is starting a pilot program of low cost microchipping in Ohio.

Friday, October 31, 2014

Help for Veterans Looking. to Own a Home

Besides home ownership programs available from state agencies, some private nonprofits are working to provide home ownership opportunities for veterans. Among them is Operation Homefront, which has a program called Homes on the Homefront.  Honorably discharged veterans who are not current homeowners, and who have no felony convictions, may be eligible for a donated home.  For more information, call 210-659-7756.

For wounded veterans, or the Gold Star spouse, Military Warriors have a program, Homes 4Wounded Heroes, which matches donated homes to wounded veterans who need a home and do not currently carry a mortgage.  Besides matching them with donated, mortgage-free homes, they also provide up to 3 years of financial counseling.

Purple Heart Homes Service connects disabled veterans to donated homes, or, in the event that a disabled veteran is living in a home that needs to be modified for the veteran's disability, helps provide those modifications. For new home owners, the veteran assumes 50% of the home's mortgage.

Homestrong USA has many housing programs, but one in particular for veterans, the Homestrong for Heroes.  This is not a gift of a donated home, but counseling and downpayment or closing cost assistance and financial counseling.  For more information, call 877-647-8764.


Sunday, October 26, 2014

Unclaimed Money Scams

We've written about unclaimed funds before, and the fact that you don't need a go-between to find yours.  Like a tasty onion, unclaimed funds have many layers: federal funds like unclaimed pensions or federal mortgage insurance, state funds like unclaimed insurance funds and bank accounts. We've even done a piece on local unclaimed funds like jury duty pay.

But some low-down scammers are trying to get more than money for something you can get for free--they want to steal your identity. According to a story in the Columbus Dispatch, scammers are calling people, telling them that they may have unclaimed funds IF they can just give them a Social Security number...

People, never give your Social Security number to anybody, and remember that nobody from a government office will contact you about unclaimed funds. You need to search them out yourself, using some of the sites listed here. And good luck.