As I touched on a few weeks ago, ECDI (the Economic and Community Development Institute) has pitched its tent in downtown Toledo (the Maritime Plaza), and is bringing some of its useful financial products to small businesses in the northwest part of the state, just as it has in Cleveland and Columbus. While they don't have the full array of services that are offered in those other cities, they can provide loans of up to $35,000 to small businesses that may have been turned down by banks, at reasonable rates. They are SBA approved to provide loans in all Ohio counties. Call them at 419-708-4636. If you live outside of Ohio, try some of these other possible sources of microfunding.